New Statistics Show Common Types of Car Accidents

For most motorists, getting involved in a car accident is really something to worry about. Aside from the resulting damage and repair costs that car owners may have to shoulder later on, there are other factors that motorists should not be overlooked. For the most part, accidents on the road are not only caused by driver error, but also road hazards including animals crossing the road, potholes, and the like.

While a two-vehicle collision remains to be the most common form of road accident, it accounted for less than half of the incidents reported by people looking for insurance. This is according to a study made by CarInsurance.com, which is a website that provides auto insurance data and shopping tools.

The survey in which the study was based on covered around 42,000 online auto insurance quotes that were given from September of 2011 to February 5 of this year. Said auto insurance quotes were from drivers who reported incidents of car collisions in the last five years, all of which were single-vehicle policies for collision, comprehensive, and liability coverage.

According to CarInsurance.com, over a third of all incidents involved vehicles hitting a parked car, sustaining damaged due to inclement weather conditions or road debris, vandalism, or unsuspectingly hitting an animal crossing the road. As such, insurance rates differ depending on the type of accident a driver gets involved in.  For instance, between a driver hitting a runaway deer or a tree, both may incur similar damage but the latter may increase one’s insurance rate.

Meanwhile, here is a list of percentages for every reason why vehicles included in the report was damaged (rounded off):

• Struck another vehicle – 23 percent
• A vehicle struck the driver – 22 percent
• Single-car accident (e.g. rollovers) – 8 percent
• Act of nature (e.g. weather condition) – 6 percent
• Struck parked car or a tree – 5 percent
• Insurance holder’s parked car struck – 5 percent
• Debris (e.g. hitting a pothole) – 3 percent

Road accidents can be troublesome, especially if those involved have to deal with insurance and repairs. It is even more worrisome if they have to deal with injuries because of these unfortunate events. But then, they are entitled to personal injury damages, especially if the accident is caused by the other party’s negligence. For such occurrences, injured parties may have to consult with the best car accident attorney in Los Angeles for them to be entitled compensation.